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Insight: Your credit score is under 600, no problem!

Get a pre-approval to lock your rate for up to 120 days!

Secure your Mortgage.
Time to Move.

Clarity creates
Confidence

Purchase

Homebuying should be exciting—not confusing.
We guide you step-by-step to secure a suitable mortgage.
Apply now

Refinance

Leverage your equity, simply and easy.
Refinance to access cash for renovations or investments. lock in your rate today.
Apply now

Pre-approval

Get pre-approved, move faster.
We’ll map your options and set you up for a smooth purchase.
Apply now

2nd & HELOC

Put your home to work—smartly.
Access equity without breaking a low-rate first mortgage.
Apply now

Personal (soon...)

A smarter way to finance goals.
Borrow, repay, reuse. No collateral required!
soon ...

From Showing to Moving

Start you application

Apply online and get personalized rate and term

Get agent review

A licensed agent reviews your situation to plan the next steps

Enjoy closing

Clarity, confidence, and ease in every closing.

Today's rates

Rates aren’t one size fits all. The best way to get your current mortgage rate is to let us estimate it based on your unique details.

Variable mortgage rate

3.65%

5-year Variable

Variable mortgage rate

3.65%

3-year Variable

More options?

ProFinancing goes beyond rate comparison — it’s where you find and close the mortgage that’s right for you.

4.04%

3-year Fixed

3.65%

3-year Variable

3.99%

5-year Fixed

3.65%

5-year Variable

A different approach can change the outcome

Let’s explore what mortgage options may be available. We focus on possibilities, not checklists.

Low Credit Score

Due to life events, your credit score may be low!
It shouldn’t take you away from your dream home or your next investment. You are credible!

Mortgage solutions for credit scores as low as 500!

Complex Income

You have a complex income structure from different jobs, no problem!

Non-registered or with less than 2 years of business history, or part-time jobs, are all acceptable.

Net Worth Program

Flexible personalized mortgage solutions based on your liquid assets when your declared income is low.

RRSP, TFSA, Cash, Near-cash, Stocks, Bonds, GIC, etc., are considered to qualify you!

Lower interest

Increased Purchasing Power

Flexible Plans

Seamless Experience