blog – Profinanicng

(647) 712-2277

Insight: You’re self-employed with a low credit score, no problem!

Get a pre-approval to lock your rate for up to 120 days!

A smiling young man and woman carrying moving boxes into a house. The woman has straight, dark, shoulder-length hair and wears a green shirt while holding a white box. The man, approximately 30 years old with a beard, wears a dark navy blue plaid shirt and carries a brown cardboard box

Get a Mortgage with 5% Down Payment

March 27, 2026

A waterfront cottage in Ontario with a grey-blue facade, featuring a light brown wooden dock extending into blue water. Two red Muskoka chairs sit on the dock, and a Canadian flag flies on a pole to the left, surrounded by lush green trees.

Is it a buyer’s market in cottage country?

February 21, 2026

A smiling blonde woman in a green blazer and turtleneck, holding a takeaway coffee cup, stands by a large window in an architectural office filled with blueprints and models, looking out at a snowy city skyline.

Your Financial Checklist for 2026

January 15, 2026

Happy man standing in a kitchen holding a credit card, illustrating the relief of paying off debt.

How to pay off your credit card faster and reduce interest

December 27, 2025

Mortgage amortization calculator displaying text on screen, used to compare 25-year versus 30-year home loan terms in Canada.

Mortgage amortization in Canada: 25 years vs. 30 years

December 13, 2025

Rejected mortgage application on a desk next to car keys, illustrating how a car lease payment impacts home buying eligibility.

How a new car can hurt your mortgage approval

December 7, 2025