Last Updated: August 30, 2025.

The mortgage rates shown are dependent on the search criteria you have provided. A lender may offer different rates when you apply for your mortgage if any of these details differ or if rates have changed. Sometimes, rates may also vary based on your credit or payment history. All rates are starting from. Additional terms and conditions may apply.

The rates promoted on our website are based on the following assumptions: an excellent credit borrower with a great source of income looking for a home secondary financing loan from the existing first mortgagee for a single-family home for personal occupancy priced at under $1,000,000 with up to a seventy-five percent loan-to-value ratio.

All mortgages have specific qualification criteria, including debt servicing ratios, credit, property value, and property details. Rates and Monthly Payment amounts shown in the Mortgage Comparison Chart are examples only and do not take into consideration homeowners’ insurance or property taxes. For more details, click here for Profinancing’s Terms of Use. Further, data displayed in Profinancing’s Mortgage Comparison Chart does not take into consideration your personal financial situation, the appraised value of your home, your actual credit score, income, existing debt, or other circumstances particular to an individual. Please be aware that every application is unique and may receive a new and specific rate that differs from the promoted rate on our website.

The mortgage rates are for reference only and not a guarantee. Rates displayed are for insured mortgages. Rates can change without notice and depend on many factors. Mortgage approval is contingent on underwriting approval. Additional fees and costs may apply, and not all applicants will qualify for the advertised or lowest rate.

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